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About Debt Purchase

Factoring companies provide you with funds against your new invoiced sales debts as they are incurred. We provide you with funds against your unpaid, invoiced aged/bad debts. This facility effectively converts your aged/bad debts into instant cash - working capital for your business.

How Does It Work?

We provide a specialist service to creditors whereby their unpaid trade debts that have become overdue can be sold to us for up to 90% of the debt value.

Our criteria for acceptance are straight forward. The debt should meet the following:

  1. The debt value exceeds £2,500 (including VAT)
  2. It is an overdue trade debt
  3. The debt is undisputed
  4. Either a sales order, proof of delivery, invoice, current statement and or any reminders, etc are available
  5. The debt is not currently the subject of court proceedings
  6. The debtor is not currently subject to any formal insolvency proceedings


Provided 1-6 above can be met our underwriting team would be pleased to receive your aged/bad debts for immediate appraisal.

Our Underwriting Criteria

Our underwriting team will not take long to appraise your aged/bad debt and will usually make an offer to purchase within 1-2 working days.

The criteria 1-6 above and other commercial considerations will determine what terms are given for the purchase of your debt.

Debt Purchase Offer

We will always make an offer to purchase a debt that has met our criteria 1-6 so contact us now and convert your aged/bad debt into instant cash.


For confidential advice contact us on 020 7504 1300

Insolvency & Law Ltd
+44 20 7504 1300
78 York Street London W1H 1DP
info @

Winding up Petition

Insolvency & Law advises client on a Winding up Petition to a debtor company

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Petition Debt Paid £14,442

Print Run has used the services of Insolvency and Law on two occasions in the last year. Initially the whole process of issuing a winding up petition appears to be daunting, especially for a small fish in a big sea when taking on large companies, but Peter Murray and his team made the job easy and totally seamless.


Petition Debt Paid £26,717

We were owed £26,717 by one of our customers and our credit control efforts, which had included a County Court Summons, were exhausted so we looked for third party assistance and came across Insolvency & Law on the internet. After a first conversation with Peter Murray I was left feeling confident that there was indeed hope through the debt recovery services provided by I&L.


Petition Debt Paid £41,767

I&L recovered the full amount of the invoice and all my costs in issuing the Winding up Petition including the cost of the barrister Peter appointed who did an excellent job when my case went to the Companies Court.