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Business Funding, Business Funding


We provide Business Funding services by introducing small business owners to trusted UK and international financiers who offer quick and easy asset-backed security loans on favourable terms.

Do you have a solid business model with great potential that requires capital? If so, speak with I&L before entering any agreement that may prove costly to you or your business.

Our short-term loan solutions are straightforward, stress-free and available to borrowers with bad credit and insolvent businesses. Moreover, we can prepare and fast-track the application on your behalf, and make cash available within 72 hours.


The process would be simple for a business owner whose £200,000 property has £100,000 worth of equity. They are required to provide proof of ownership or a mortgage statement. Following a surveyor’s assessment, our lenders would offer up to 75% of the unencumbered equity (£75,000).

Invoice factoring

Additionally, our Invoice Financing (Invoice Factoring) service can help company directors who are looking to boost cash flow. Factoring is a convenient way to build your business because you get paid instantly.

For a 10% management fee, our third-party lenders will:

  • Pay you up to 90% of the total value of an invoice within 24 hours
  • Ensure that your customers settle their invoices swiftly and in full.

Likewise, we can recommend a range of alternative business rescue options. They include Company Voluntary Arrangements (CVAs) for directors who fail to qualify for asset-backed lending.

A CVA is a formal contract between an insolvent company and its creditors, which allows a significant portion of debt to be written-off. The company continues to trade while an agreement is reached to repay the remainder over 3 to 5 years.

But creditors do not always agree to a CVA. If at least 26% of them reject the agreement, the director should consider a Creditors’ Voluntary Liquidation (CVL. This culminates with the company being wound-up and Liquidated if 75% of shareholders agree.

I&L helps promising but undercapitalised small businesses raise funds quickly and privately through third-party financiers. Call 020 7504 1300 now for free and confidential advice…

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