Posts Tagged ‘unregulated investment’
Insolvency and Third-Party Recovery Action: Why Both Matter
When an investment business fails, investors naturally look to the appointed insolvency practitioner (IP) for answers. That is entirely understandable. An administrator or liquidator has important statutory responsibilities, including investigating the company’s affairs, realising assets, and distributing available funds to creditors. However, formal insolvency is not necessarily the only possible route to recovery. A third-party…
Read MoreIf You Are a Loan Note Holder, Your Experience Matters
If you invested in loan notes issued by the 79th Group, please take a few minutes to complete an Investor Reliance Questionnaire. And if you know another loan note holder who hasn’t completed one yet, please forward the questionnaire link to them too. Every response matters. The purpose of the questionnaire is to build a…
Read MoreProfessional Accountability in Loan Note Collapses
When loan note investments fail, attention naturally turns to what happened to investors’ money. However, another question often follows: “What role did professionals play in giving investors the confidence to invest?” Professional Involvement Inspired Confidence Investors consistently said they felt reassured by the involvement of professionals. References were made to solicitors, trustees, property professionals, and…
Read MoreProfessional Partners and Risk Mitigation Language
Investors rarely point to a single factor when they describe why they decided to invest. Instead, their decisions are often shaped by a combination of reassurance, credibility, and perceived safeguards. One of the clearest themes emerging from a review of investor reliance questionnaires is the influence of what might be described as risk mitigation language.…
Read MoreThe Psychology of Investment Decisions
When an investment fails, people often ask: “How could so many intelligent people have invested?” The question is understandable. It is also based on a misunderstanding of how investment decisions are actually made. Most investors do not make decisions purely by analysing balance sheets, legal documents, or financial models. Instead, they combine facts with experience,…
Read MoreWhat Do Investor Reliance Questionnaires Really Tell Us?
When lawyers analyse investment disputes, one question often proves to be more important than any other: what persuaded investors to part with their money? Having recently reviewed a significant number of investor reliance questionnaires completed by loan note holders following the failure of an investment, one thing became immediately apparent: very few investors said they…
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