We are Company and Personal Insolvency specialists

Insolvency & Law (I&L) provides UK businesses and individuals with specialist insolvency services, including:

• Responding to and presenting Winding Up Petitions for debtors and creditors
• Advising clients how to challenge Statutory Demands.

We're also active in helping clients with proposals for Individual Voluntary Arrangements (IVAs), and issues such as Bankruptcy, Liquidation, Administration, and Company Voluntary Arrangements (CVAs).

Additionally, we attend Creditors' Meetings on behalf of creditors, and take action against directors of insolvent companies.

Why We Work For Creditors and Debtors

After 10 years working for a countless number of creditors and debtors; we understand personal and company insolvency and debt recovery, and can therefore provide cost-effective solutions for all clients, irrespective of your circumstance.

What We Do For Debtors (Individuals and Companies)

We provide a range of specialist services, including innovative ring-fence solutions to help directors protect their assets from adverse insolvency proceedings.

We also defend the interests of debtors against creditors' actions throughout England and Wales, usually in Debt Litigation and insolvency matters such as Statutory Demands and Winding Up Petitions.

Our personal and company insolvency services include assisting Bankrupts and former directors of insolvent companies who've been made the subject of:

• An examination by the Insolvency Service
• Court Actions
• Disqualification Proceedings
• Directors Disqualification Undertakings and Orders (DDUs and DDOs)
• Bankruptcy Restriction Undertakings and Orders (BRUs and BROs).

We are also active in obtaining Bankruptcy Annulment Orders and Company Winding Up Rescission Orders.

What We Do For Creditors (Individuals and Companies)

We take instructions from creditors to:

• Collect overdue commercial debts
• Issue Winding Up Petitions at short notice
• Freeze bank accounts and other assets
• Secure the appointment of a Trustee (personal) or a Liquidator / Administrator (business) to take control of a debtor's assets.

We also take instructions to attend Creditors' Meetings on behalf of creditors to seek the replacement of the insolvent's choice of insolvency practitioner (IP) with one appointed by creditors.

Moreover, we act on behalf of creditors to pursue the delinquent director(s) of insolvent companies who've caused them to suffer a loss of trade through dealing with the insolvent company.

This may be a Section 212 action for Misfeasance pursuant to the Insolvency Act 1986, or raising the corporate veil due to fraudulent misrepresentation committed by a director(s) of the insolvent company.

The court can order the delinquent director to make a financial restitution to the insolvent company's estate if the action is successful.

Our Knowledge of Personal and Company Insolvency

Creditors and debtors in need of advice, guidance and support can access our knowledge, which extends across all areas of insolvency (personal and company).

Oftentimes, creditors and debtors are disenfranchised from the insolvency process due to the inaccessibility of specialist support and guidance.

We can provide answers for all the possible questions a creditor or debtor may have because of our considerable experience and wide range of services.

Additionally, we work closely with licensed insolvency practitioners and experienced barristers, specialising in insolvency, debt litigation, commercial, and other related areas of law to supplement our knowledge base.

Subsequently, I&L is a one-stop-shop for clients seeking help for all insolvency and debt-related issues.