We are Business and Personal Insolvency specialists

Here at Insolvency & Law (I&L), we provide specialist insolvency services to UK businesses and individuals. Our services include responding to and presenting Winding Up Petitions for debtors and creditors, and advising clients how to challenge Statutory Demands.

We're also active in helping clients with proposals for Individual Voluntary Arrangements (IVAs), and issues such as Bankruptcy, Liquidation, Administration, and Company Voluntary Arrangements (CVAs).

Additionally, we attend Creditors' Meetings on behalf of creditors, and take action against directors of insolvent companies.

Why We Work For Creditors and Debtors

Having spent the past decade working on behalf of and taking instructions from a countless number of creditors and debtors; we understand insolvency and debt recovery, and can therefore provide cost-effective solutions for all clients, irrespective of your circumstance.

What We Do For Debtors (Individuals and Companies)

We provide a range of specialist services for debtors, including innovative ring-fence solutions to help protect their assets from adverse insolvency proceedings.

We also defend the interests of debtors against creditors' actions throughout England and Wales, usually in Debt Litigation and insolvency matters such as Statutory Demands and Winding Up Petitions.

Additional services include assisting Bankrupts and former directors of insolvent companies who've been made the subject of an Insolvency Service examination; Court Actions; Disqualification Proceedings; Directors Disqualification Undertakings and Orders (DDUs and DDOs); and Bankruptcy Restriction Undertakings and Orders (BRUs and BROs).

We are also active in obtaining Bankruptcy Annulment Orders and Company Winding Up Rescission Orders.

What We Do For Creditors (Individuals and Companies)

We take instructions from creditors to collect overdue commercial debts; Issue Winding Up Petitions at short notice; freeze bank accounts and other assets; and secure the appointment of a Trustee (personal) or a Liquidator / Administrator (business) to take control of a debtor's assets.

We also take instructions to attend Creditors' Meetings on behalf of creditors to seek the replacement of the insolvent's choice of insolvency practitioner (IP) with one appointed by creditors.

Moreover, we act on behalf of creditors to pursue the delinquent director(s) of insolvent companies who've caused them to suffer a loss of trade through dealing with the insolvent company.

This may be a Section 212 action for Misfeasance pursuant to the Insolvency Act 1986, or raising the corporate veil due to fraudulent misrepresentation committed by a director(s) of the insolvent company.

In successful outcomes, the court could require the delinquent director to make a financial restitution to the insolvent company's estate.

Our Knowledge

Our knowledge extends across all areas of insolvency (personal and company) and is accessible to creditors and debtors in need of advice. guidance and support.

Oftentimes, creditors and debtors are disenfranchised from the insolvency process due to the inaccessibility of specialist support and guidance.

With I&L's considerable knowledge, experience, and wide range of services; we're able to provide answers for all the possible questions a creditor or debtor may have.

To supplement our knowledge base, we work closely with licensed insolvency practitioners and experienced barristers, specialising in insolvency, debt litigation, commercial, and other related areas of law.

Subsequently, I&L is a one-stop-shop for clients seeking help for all insolvency and debt-related issues.