Debtor’s Guide to Debtor Representation

Are you experiencing difficulties in building your business because of undue pressure from:

• HM Revenue and Customs (HMRC)
• Your bank
• Suppliers
• Other creditors?

Worse still, have you been threatened with either a:

• Winding up Petition
• Bankruptcy Petition

Contact us today if the answer is "Yes". We sympathise and understand how you may feel. Creditors can be stressful but our experience and expertise can help placate them. Let us keep creditors at bay while you continue managing your business and finances. I&L can engage them directly to:

• Represent your interests
• Negotiate new arrangements to settle old debts

We'll take some of the pressure away by sensitively and skilfully conferring with your most threatening and troublesome creditors, including HMRC. We can:

• Explain that your company is insolvent
• Coordinate a new agreement to pay its debts over 6 or 12 months.

Most sensible creditors will agree if the offer is appropriately tempered. The alternative is a formal insolvency procedure, which involves more creditors and pays out less money, usually over a longer period (up to 5 years).

It's certainly not the end of your business, or indeed your livelihood if you're served with a winding-up petition. You simply need expert 3rd-party support (Debtor Representation) during difficult times.