Advisory

Many company directors borrow money from their businesses through what’s known as a director’s loan account (DLA). In principle, there’s nothing wrong with this, so long as the money is repaid in a timely manner. Problems arise when the account becomes overdrawn, and the company runs into financial difficulty. If you’re a director with an…

Loan notes have become increasingly popular in the investment world—often promoted as high-return, fixed-income opportunities. But what exactly are they, how do they work, and what are the risks involved? This comprehensive guide explains everything you need to know about loan notes, whether you’re considering investing, recovering funds from a failed scheme, or trying to…

When a business venture doesn’t go as planned, it’s natural to consider winding up operations and moving on. However, dissolving your company prematurely can lead to serious consequences, especially if you’re planning to recover funds from a failed transaction or investment. Here’s a cautionary tale that underscores why keeping your company active is crucial if…

We are not fans of unregulated investments but we realise that they look attractive (on paper). Inthis blog we explore what makes a Loan Note (LN) look attractive and enticing to potentialpurchasers. The Pot of Money Often, our clients are hardworking individuals, who have saved all their lives for a retirement savingsamount, or pension. They…

If you’re struggling with overwhelming debt, you’ve likely heard of a Debt Relief Order (DRO) and bankruptcy as potential solutions. But which option is right for your situation? Both offer a way to manage unmanageable debt, but they come with different conditions, costs, and long-term consequences. In this guide, we’ll break down the key differences…

When you declare bankruptcy, you enter a 12-month period as an “active bankrupt,” during which you must adhere to a set of restrictions. If you fail to comply with these restrictions, you may face a Bankruptcy Restrictions Order (BRO). A BRO is a court-issued order that can extend these restrictions beyond the typical 12 months…